赚取 USD Coin (USDC) 利息，最高 9.5%。

USDC is a stablecoin, not a proof-of-stake token, so it cannot be staked in the way that assets like Ethereum or Solana can. However, platforms like Nexo offer interest on USDC holdings through Savings products. On Nexo, you can choose Flexible Savings — where your USDC remains accessible — or Fixed-term Savings, where you commit your USDC for a set period in exchange for a higher rate. Interest accrues daily and compounds automatically on your balance. Nexo's Savings products are not staking and do not involve on-chain validation or protocol-level rewards.

No. USDC is a stablecoin that is designed to maintain a dollar peg — it does not generate interest or yield by itself. To earn interest on USDC, you need to hold it on a platform that offers Savings or yield products. On Nexo, your USDC begins accruing interest 24 hours after it is added to your Savings Wallet. Interest is calculated daily and compounds automatically, meaning each payout contributes to subsequent interest calculations.

USDC interest rates on Nexo vary depending on your Loyalty Tier and the Savings product you select. Flexible Savings offers daily payouts with no lock-up period, while Fixed-term Savings offers higher rates for a committed duration. Rates are not fixed and are subject to change based on market conditions and platform terms. Check the Nexo app for the most current figures applicable to your account.

Flexible Savings keeps your USDC accessible — you can withdraw, trade, or transfer without penalty while continuing to earn daily compounding interest. Fixed-term Savings commits your USDC for a set period in exchange for a higher interest rate, paid at the end of the term. You can auto-renew Fixed terms and use both products simultaneously across your USDC balance. Your rate for each product depends on your Loyalty Tier.